Search results for "rates"
77 results found
Finance
Bellway Shares Slump 18% as Iran War Tears Up Housing Market Outlook
The housebuilder's profit warning cited the collapse in mortgage market confidence as oil-driven inflation rev…
Finance
Bank of England Holds Rates at 4.5% as Iran War Reverses Cut Timeline
The Monetary Policy Committee paused its easing cycle after the oil shock pushed inflation back above comforta…
Environment
Arctic Ice Reaches Record Low Extent as Climate Scientists Issue Stark Warning
Sea ice in the Arctic Ocean reached its smallest February extent on record, accelerating concerns about feedba…
Analysis
Analysis: Britain's Housing Crisis — Why Supply Alone Won't Fix It
The planning system reforms are necessary but insufficient; the deeper problems are financial, demographic and…
Business
Amazon UK Warehouse Expansion Fuels Logistics Property Boom Outside Major Cities
The e-commerce giant's continued logistics investment is driving demand for large distribution facilities in t…
Finance
Bank of England Set to Cut Rates to 4% in June as Inflation Hits Target
Markets price an 85% chance of a June cut after inflation data undershot forecasts, raising hopes of mortgage …
Finance
ISA Allowance 2026-27: Full Guide to Tax-Free Savings and Investing
The annual ISA allowance remains at 20,000 pounds. Here is how to use it effectively for savings, investing or…
Opinion
Britain Needs to Have an Honest Conversation About Immigration — Starting Now
The immigration debate in Britain generates more heat than light. A serious conversation about what we want — …
Analysis
Britain and America: An Alliance Under Strain
The special relationship has survived many tests. The current period of US political volatility is among the m…
Opinion
Bring Back the Grammar Schools? The Evidence Says No.
The debate about selective education returns with every generation. The data has never supported the case for …
Finance
How to Pay Off Your Mortgage Faster in 2025 — Strategies That Actually Work
With mortgage rates still elevated, overpaying even small amounts can save thousands over the life of a loan. …
Finance
Best Savings Accounts UK 2026: Top Rates for Easy Access and Fixed Bonds
Savings rates remain elevated compared to recent history. Here are the best options available right now and ho…
Finance
Best UK Savings Accounts 2026: Where to Put Your Money Right Now
With the Bank Rate still above 3.5%, UK savers are earning more than they have in 15 years. National Herald co…
UK News
Best Places to Live in the UK in 2026: The Definitive Rankings
From thriving cities to coastal towns and market towns with fast rail links — National Herald's definitive gui…
Health
Childhood Obesity Rates Stable But Remain at Historically High Levels, Survey Shows
The National Child Measurement Programme shows no significant improvement in obesity rates among reception-age…
Business
Channel 4: Government Confirms Broadcaster Will Remain in Public Ownership
Ministers dropped plans to privatise Channel 4 that had been advanced by the previous government, confirming i…
Finance
Buy-to-Let Landlords Selling at Record Rate as Sector Faces Multiple Pressures
Higher mortgage rates, increased regulatory requirements and tax changes have created an unprecedented wave of…
Economy
Cost of Living April 2026: Energy Bills Fall but Rents Hit New Record High
The latest data shows a clear divergence: homeowners are feeling the cost of living pressure ease while renter…
Economy
Cost of Living 2026: How UK Household Budgets Have Changed in the Past Year
Real wages are rising and inflation is near target, but the cumulative damage of four years of elevated prices…
Business
Britain's Hospitality Industry Crisis: Why Restaurants and Pubs Are Closing at Record Rates
Record numbers of British restaurants and pubs are closing. National Herald investigates the costs, the causes…
Finance
Buy-to-Let in 2025: Is the Golden Age Over?
Rising mortgage costs, new regulations, and a changing tax environment are forcing landlords to reassess their…
World
China's Economy: Slowdown, Stimulus, and the Limits of State Direction
The world's second largest economy is navigating a transition that its model was not designed to manage.…
Economy
Britain's Small Businesses Are Struggling. Here's the Evidence.
Record numbers of UK small businesses are in financial difficulty. National Herald investigates the causes and…
Finance
Child Benefit 2026: New Rates, the High Income Charge Explained
Child Benefit rose in April 2026. National Herald explains the new weekly rates, how the High Income Child Ben…
Economy
Food Bank Demand Remains Double Pre-Pandemic Levels Despite Easing Inflation
The Trussell Trust reported continued high demand at its network of food banks, with the Iran war energy shock…
Finance
Cost of Living Update: April 2026 Changes That Will Affect Your Household Budget
A comprehensive guide to the changes in bills, benefits and wages that took effect from April 2026 and how the…
Health
Diabetes Rates in UK Reach Record High as Obesity and Ageing Combine
New NHS data shows over four million people are now diagnosed with diabetes in England, with type 2 driving th…
Economy
Energy Bills UK 2026: Price Cap Explained and How to Pay Less
The energy price cap sets maximum unit rates for gas and electricity. Here is what it means for your bills.…
Politics
Devolution in England: What the New Mayors Are Actually Doing
England now has more directly elected mayors than at any point in its history. We examine what powers they act…
Analysis
Future of Work UK 2026: Which Jobs Are Safe From AI and Which Are at Risk
AI is reshaping the UK labour market faster than expected. Here is which jobs are most at risk and which skill…
Analysis
The History of the English Language: From Anglo-Saxon to Global Tongue
How a dialect spoken by a few thousand Germanic settlers became the world's lingua franca — and what that hist…
Analysis
The British Working Class: A History of Labour, Struggle and Solidarity
The story of how ordinary British workers organised, fought, and gradually transformed the conditions of their…
Politics
Scottish Independence: A Complete History of the Movement from 1707 to Today
From the Act of Union in 1707 to the 2014 referendum and beyond — the full story of Scotland's long struggle w…
Economy
Minimum Wage UK 2026: New Rates and Your Employment Rights
The National Living Wage and National Minimum Wage increased in April 2026. Here is what you are entitled to.…
Health
Mental Health Services in the UK 2026: What Help Is Available and How to Get It
From NHS talking therapies to crisis services and private alternatives — National Herald's complete guide to a…
Health
Obesity Drugs on the NHS: Who Qualifies, What They Do, and What Comes Next
GLP-1 drugs like Wegovy are the most significant medical breakthrough in obesity treatment in decades. Nationa…
Education
School League Tables 2026: How to Find the Best School for Your Child
How to use school league tables, Ofsted reports, and Progress 8 scores to find the best secondary school for y…
Environment
Solar Panels UK 2026: Real Costs, Savings and Payback Time
Solar costs have fallen 60% in a decade. With the Smart Export Guarantee paying for excess power, the economic…
Finance
State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement
The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitleme…
Finance
State Pension 2026: New Rates, Changes, and Who Qualifies
The new state pension rate for 2026-27 has been confirmed. National Herald explains the triple lock, who quali…
Finance
Stamp Duty UK 2026: Rates, First-Time Buyer Relief and How to Calculate Your Bill
The stamp duty thresholds reverted in April 2025. Here are the current SDLT rates and how to calculate your bi…
Business
UK Small Business Grants 2026: Free Funding Available Right Now
Unlike loans, grants do not need to be repaid. Here are the main grants available to UK small businesses in 20…
Finance
Stamp Duty for First-Time Buyers 2026: Thresholds, Relief, and What You'll Pay
Stamp duty thresholds changed in April 2026. National Herald explains exactly how much stamp duty first-time b…
History
The Black Death in Britain: How the Plague of 1348 Killed Half the Population
Arriving at the port of Melcombe Regis in June 1348, the bubonic plague swept through England, Wales and Scotl…
Health
The NHS Mental Health Crisis: Why Getting Help Has Never Been Harder
Waiting times for mental health treatment have reached record levels. National Herald investigates the scale o…
Finance
The Best ISA Rates in 2025 and How to Make the Most of Your Allowance
With the annual ISA allowance of £20,000 and rates at multi-year highs, this is the guide to making the most o…
Analysis
The Social Care Crisis: Why Fixing It Is the Defining Challenge of the Next Parliament
Social care is broken in ways that are measurably harming people. National Herald's analysis of what genuine r…
Finance
The Complete Guide to Inheritance Tax in the UK — and How to Legally Reduce Your Bill
Inheritance tax raises more money than ever — but many estates pay more than they need to. National Herald's g…
Education
UK Apprenticeships 2026: The Best Programmes, Pay, and How to Apply
Apprenticeships in 2026 offer routes into some of Britain's best careers without university debt. National Her…
Economy
The Cost of Living Crisis: How Britain's Households Are Really Doing
Official statistics tell one story. The lived experience of millions of families tells another. We examine the…
Finance
The Bank of England's Rate Decision: What Every Investor Needs to Know
With inflation finally returning to target, the pace of rate cuts will define investment returns across every …
Business
The Reform of Business Rates: Why Every Government Has Failed and What Would Work
National Herald analysis of the reform of business rates: why every government has failed and what would wor.…
Finance
The Pension Crisis Nobody Is Talking About
Millions of self-employed and gig economy workers are sleepwalking towards retirement poverty. The system is f…
Health
The Mental Health Crisis: Britain's Hidden Emergency
Rates of anxiety, depression, and serious mental illness are rising across all age groups. The services to add…
Finance
Child Benefit UK 2026: Rates, High Income Tax Charge and How to Claim
Child Benefit rates increased in April 2026 and the High Income Charge threshold was raised. Here is everythin…
Economy
How the UK Economy Compares to Europe in 2026: The Honest Picture
Is the UK performing better or worse than its European neighbours in 2026? National Herald cuts through the po…
Environment
UK Generates Record 68% of Electricity from Renewables in First Quarter 2026
Offshore wind accounts for 42% of total generation, with the UK remaining the world leader in installed offsho…
UK News
UK Energy Bills 2026: What You Should Be Paying and How to Cut Costs
The Ofgem energy price cap for 2026 Q2 has been announced. Here's what it means for your bill — and the most e…
Economy
Britain's Economy at a Crossroads: What the Next Six Months Will Determine
As the Bank of England weighs further rate decisions, analysts are divided on whether the UK is heading for re…
Finance
Bank of England Holds Rates at 4.25% as Inflation Concerns Persist
The MPC voted 6-3 to hold, with three members pushing for an immediate cut as the economy shows signs of slowi…
Economy
UK House Prices Rise for Fifth Consecutive Month as Mortgage Rates Fall
The average UK property now costs £294,000, with regional variations masking a more complex picture beneath th…
Economy
UK Inflation Falls to 2.1% in March — Closest to Target in Four Years
Falling energy prices and easing food inflation drove CPI to its lowest level since 2022, increasing pressure …
Economy
UK House Prices 2025: Where to Buy, Where to Avoid, and What Comes Next
A city-by-city analysis of the UK property market in 2025 — with our correspondents' assessment of where value…
Economy
UK House Prices 2026: Will They Rise, Fall or Stay Flat?
With mortgage rates falling, UK house prices are recovering. Here is the latest data and what experts expect o…
Economy
UK Housing Market 2026: Are House Prices Finally Starting to Fall?
UK house prices have stagnated for two years. With mortgage rates still elevated and supply rising, National H…
Finance
UK Mortgage Rates 2026: When Will They Fall and What to Do Now
With base rate cuts continuing, mortgage rates are falling. Here is what borrowers need to know.…
Finance
UK Interest Rate Forecast 2026: When Will the Bank of England Cut Again?
Markets expect two more Bank of England cuts in 2026. National Herald analyses the inflation data, economic ou…
Finance
UK Mortgage Rates 2026: Should You Fix Now or Wait?
With the Bank Rate at 3.75% and cuts expected, UK homeowners face a critical decision. National Herald analyse…
Economy
What is the UK Minimum Wage in 2026 and Has It Made a Difference?
The National Living Wage rose to £12.60 per hour in April 2026. National Herald examines the new rates, who be…
Finance
UK Property Market 2025: Buy, Sell or Hold?
After two years of price correction, the UK housing market is showing signs of stabilisation — but regional di…
Finance
UK Retirement Planning 2026: How Much You Need and How to Get There
How much is enough to retire comfortably in the UK? The answer depends on your lifestyle, location, and how yo…
Finance
UK Personal Tax Allowances and Thresholds 2026-27: Everything You Need to Know
The personal allowance stays frozen at £12,570 for 2026-27. National Herald sets out all the income tax thresh…
Finance
UK Pension Auto-Enrolment 2026: Are You Saving Enough for Retirement?
Millions of UK workers are auto-enrolled into workplace pensions — but the minimum contributions may not be en…
UK News
UK Visa Types 2026: A Complete Guide to Coming to Britain
From skilled worker visas to student visas, family visas to the Graduate route — National Herald's complete gu…
Health
Vaping and Teen Health: What UK Parents Really Need to Know in 2025
Teen vaping rates have reached alarming levels in the UK. National Herald examines the health evidence and wha…
UK News
Universal Credit 2026: How Much Will You Get and How to Claim
Universal Credit rates increased in April 2026. National Herald explains the new amounts, what elements you ca…
Analysis
Why Are British Workers the Most Stressed in Europe? The Evidence
British workers report among the highest rates of workplace stress in Europe. National Herald examines the cau…