Results for "rates"
65 results found
Finance
Bank of England Set to Cut Rates to 4% in June as Inflation Hits Target
Markets price an 85% chance of a June cut after inflation data undershot forecasts, raising hopes of mortgage rate relie
Finance
Bank of England Holds Rates at 4.25% as Inflation Concerns Persist
The MPC voted 6-3 to hold, with three members pushing for an immediate cut as the economy shows signs of slowing.
Analysis
The History of the English Language: From Anglo-Saxon to Global Tongue
How a dialect spoken by a few thousand Germanic settlers became the world's lingua franca — and what that history reveal
Economy
UK House Prices Rise for Fifth Consecutive Month as Mortgage Rates Fall
The average UK property now costs £294,000, with regional variations masking a more complex picture beneath the headline
Analysis
The British Working Class: A History of Labour, Struggle and Solidarity
The story of how ordinary British workers organised, fought, and gradually transformed the conditions of their lives — a
Economy
UK Inflation Falls to 2.1% in March — Closest to Target in Four Years
Falling energy prices and easing food inflation drove CPI to its lowest level since 2022, increasing pressure on the Ban
Politics
Scottish Independence: A Complete History of the Movement from 1707 to Today
From the Act of Union in 1707 to the 2014 referendum and beyond — the full story of Scotland's long struggle with the qu
Economy
Cost of Living April 2026: Energy Bills Fall but Rents Hit New Record High
The latest data shows a clear divergence: homeowners are feeling the cost of living pressure ease while renters face the
Finance
UK Mortgage Rates 2026: When Will They Fall and What to Do Now
With base rate cuts continuing, mortgage rates are falling. Here is what borrowers need to know.
Economy
Energy Bills UK 2026: Price Cap Explained and How to Pay Less
The energy price cap sets maximum unit rates for gas and electricity. Here is what it means for your bills.
Economy
Cost of Living 2026: How UK Household Budgets Have Changed in the Past Year
Real wages are rising and inflation is near target, but the cumulative damage of four years of elevated prices means mil
Economy
Minimum Wage UK 2026: New Rates and Your Employment Rights
The National Living Wage and National Minimum Wage increased in April 2026. Here is what you are entitled to.
Environment
UK Generates Record 68% of Electricity from Renewables in First Quarter 2026
Offshore wind accounts for 42% of total generation, with the UK remaining the world leader in installed offshore wind ca
Finance
State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement
The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitlement.
Finance
ISA Allowance 2026-27: Full Guide to Tax-Free Savings and Investing
The annual ISA allowance remains at 20,000 pounds. Here is how to use it effectively for savings, investing or buying a
Opinion
Britain Needs to Have an Honest Conversation About Immigration — Starting Now
The immigration debate in Britain generates more heat than light. A serious conversation about what we want — and what w
Health
The NHS Mental Health Crisis: Why Getting Help Has Never Been Harder
Waiting times for mental health treatment have reached record levels. National Herald investigates the scale of the cris
Finance
The Best ISA Rates in 2025 and How to Make the Most of Your Allowance
With the annual ISA allowance of £20,000 and rates at multi-year highs, this is the guide to making the most of your tax
Environment
Solar Panels UK 2026: Real Costs, Savings and Payback Time
Solar costs have fallen 60% in a decade. With the Smart Export Guarantee paying for excess power, the economics have nev
Finance
Child Benefit UK 2026: Rates, High Income Tax Charge and How to Claim
Child Benefit rates increased in April 2026 and the High Income Charge threshold was raised. Here is everything you need
Business
Britain's Hospitality Industry Crisis: Why Restaurants and Pubs Are Closing at Record Rates
Record numbers of British restaurants and pubs are closing. National Herald investigates the costs, the causes, and whet
Analysis
Britain and America: An Alliance Under Strain
The special relationship has survived many tests. The current period of US political volatility is among the most seriou
Finance
Stamp Duty UK 2026: Rates, First-Time Buyer Relief and How to Calculate Your Bill
The stamp duty thresholds reverted in April 2025. Here are the current SDLT rates and how to calculate your bill.
Economy
UK House Prices 2025: Where to Buy, Where to Avoid, and What Comes Next
A city-by-city analysis of the UK property market in 2025 — with our correspondents' assessment of where value remains a
Finance
Buy-to-Let in 2025: Is the Golden Age Over?
Rising mortgage costs, new regulations, and a changing tax environment are forcing landlords to reassess their strategie
Finance
UK Interest Rate Forecast 2026: When Will the Bank of England Cut Again?
Markets expect two more Bank of England cuts in 2026. National Herald analyses the inflation data, economic outlook, and
Opinion
Bring Back the Grammar Schools? The Evidence Says No.
The debate about selective education returns with every generation. The data has never supported the case for expansion.
World
China's Economy: Slowdown, Stimulus, and the Limits of State Direction
The world's second largest economy is navigating a transition that its model was not designed to manage.
Health
Obesity Drugs on the NHS: Who Qualifies, What They Do, and What Comes Next
GLP-1 drugs like Wegovy are the most significant medical breakthrough in obesity treatment in decades. National Herald e
Finance
UK Mortgage Rates 2026: Should You Fix Now or Wait?
With the Bank Rate at 3.75% and cuts expected, UK homeowners face a critical decision. National Herald analyses the best
Analysis
The Social Care Crisis: Why Fixing It Is the Defining Challenge of the Next Parliament
Social care is broken in ways that are measurably harming people. National Herald's analysis of what genuine reform woul
Business
UK Small Business Grants 2026: Free Funding Available Right Now
Unlike loans, grants do not need to be repaid. Here are the main grants available to UK small businesses in 2026.
Economy
UK Housing Market 2026: Are House Prices Finally Starting to Fall?
UK house prices have stagnated for two years. With mortgage rates still elevated and supply rising, National Herald exam
Finance
How to Pay Off Your Mortgage Faster in 2025 — Strategies That Actually Work
With mortgage rates still elevated, overpaying even small amounts can save thousands over the life of a loan. Here is th
Finance
UK Property Market 2025: Buy, Sell or Hold?
After two years of price correction, the UK housing market is showing signs of stabilisation — but regional divergence i
Analysis
Future of Work UK 2026: Which Jobs Are Safe From AI and Which Are at Risk
AI is reshaping the UK labour market faster than expected. Here is which jobs are most at risk and which skills remain m
Politics
Devolution in England: What the New Mayors Are Actually Doing
England now has more directly elected mayors than at any point in its history. We examine what powers they actually hold
Economy
Britain's Small Businesses Are Struggling. Here's the Evidence.
Record numbers of UK small businesses are in financial difficulty. National Herald investigates the causes and what, if
Economy
How the UK Economy Compares to Europe in 2026: The Honest Picture
Is the UK performing better or worse than its European neighbours in 2026? National Herald cuts through the political cl
UK News
UK Energy Bills 2026: What You Should Be Paying and How to Cut Costs
The Ofgem energy price cap for 2026 Q2 has been announced. Here's what it means for your bill — and the most effective s
Economy
UK House Prices 2026: Will They Rise, Fall or Stay Flat?
With mortgage rates falling, UK house prices are recovering. Here is the latest data and what experts expect over the ne
Finance
The Complete Guide to Inheritance Tax in the UK — and How to Legally Reduce Your Bill
Inheritance tax raises more money than ever — but many estates pay more than they need to. National Herald's guide to th
Finance
Best Savings Accounts UK 2026: Top Rates for Easy Access and Fixed Bonds
Savings rates remain elevated compared to recent history. Here are the best options available right now and how to choos
Finance
State Pension 2026: New Rates, Changes, and Who Qualifies
The new state pension rate for 2026-27 has been confirmed. National Herald explains the triple lock, who qualifies, how
Finance
UK Retirement Planning 2026: How Much You Need and How to Get There
How much is enough to retire comfortably in the UK? The answer depends on your lifestyle, location, and how you invest y
Health
Vaping and Teen Health: What UK Parents Really Need to Know in 2025
Teen vaping rates have reached alarming levels in the UK. National Herald examines the health evidence and what the new
UK News
Universal Credit 2026: How Much Will You Get and How to Claim
Universal Credit rates increased in April 2026. National Herald explains the new amounts, what elements you can get, how
Finance
UK Personal Tax Allowances and Thresholds 2026-27: Everything You Need to Know
The personal allowance stays frozen at £12,570 for 2026-27. National Herald sets out all the income tax thresholds, rate
Finance
Child Benefit 2026: New Rates, the High Income Charge Explained
Child Benefit rose in April 2026. National Herald explains the new weekly rates, how the High Income Child Benefit Charg
Finance
Stamp Duty for First-Time Buyers 2026: Thresholds, Relief, and What You'll Pay
Stamp duty thresholds changed in April 2026. National Herald explains exactly how much stamp duty first-time buyers pay
Finance
Best UK Savings Accounts 2026: Where to Put Your Money Right Now
With the Bank Rate still above 3.5%, UK savers are earning more than they have in 15 years. National Herald compares the
Education
UK Apprenticeships 2026: The Best Programmes, Pay, and How to Apply
Apprenticeships in 2026 offer routes into some of Britain's best careers without university debt. National Herald's comp
Economy
What is the UK Minimum Wage in 2026 and Has It Made a Difference?
The National Living Wage rose to £12.60 per hour in April 2026. National Herald examines the new rates, who benefits, an
Health
Mental Health Services in the UK 2026: What Help Is Available and How to Get It
From NHS talking therapies to crisis services and private alternatives — National Herald's complete guide to accessing m
Economy
The Cost of Living Crisis: How Britain's Households Are Really Doing
Official statistics tell one story. The lived experience of millions of families tells another. We examine the true stat
UK News
UK Visa Types 2026: A Complete Guide to Coming to Britain
From skilled worker visas to student visas, family visas to the Graduate route — National Herald's complete guide to UK
UK News
Best Places to Live in the UK in 2026: The Definitive Rankings
From thriving cities to coastal towns and market towns with fast rail links — National Herald's definitive guide to the
Education
School League Tables 2026: How to Find the Best School for Your Child
How to use school league tables, Ofsted reports, and Progress 8 scores to find the best secondary school for your child.
Finance
The Bank of England's Rate Decision: What Every Investor Needs to Know
With inflation finally returning to target, the pace of rate cuts will define investment returns across every asset clas
Business
The Reform of Business Rates: Why Every Government Has Failed and What Would Work
National Herald analysis of the reform of business rates: why every government has failed and what would wor.
Finance
UK Pension Auto-Enrolment 2026: Are You Saving Enough for Retirement?
Millions of UK workers are auto-enrolled into workplace pensions — but the minimum contributions may not be enough for a
Economy
Britain's Economy at a Crossroads: What the Next Six Months Will Determine
As the Bank of England weighs further rate decisions, analysts are divided on whether the UK is heading for recovery or
Finance
The Pension Crisis Nobody Is Talking About
Millions of self-employed and gig economy workers are sleepwalking towards retirement poverty. The system is failing the
Analysis
Why Are British Workers the Most Stressed in Europe? The Evidence
British workers report among the highest rates of workplace stress in Europe. National Herald examines the causes and wh
Health
The Mental Health Crisis: Britain's Hidden Emergency
Rates of anxiety, depression, and serious mental illness are rising across all age groups. The services to address them