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Finance
56 articles
Finance
Bank of England Set to Cut Rates to 4% in June as Inflation Hits Target
Markets price an 85% chance of a June cut after inflation data undershot forecasts, raising hopes of mortgage ...
Finance
Bank of England Holds Rates at 4.25% as Inflation Concerns Persist
The MPC voted 6-3 to hold, with three members pushing for an immediate cut as the economy shows signs of slowi...
Finance
FTSE 100 Hits New Record High as Mining and Energy Stocks Surge
The index closed above 8,800 for the first time, driven by commodity stocks and positive sentiment from US eco...
Finance
UK Mortgage Rates 2026: When Will They Fall and What to Do Now
With base rate cuts continuing, mortgage rates are falling. Here is what borrowers need to know....
Finance
State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement
The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitleme...
Finance
ISA Allowance 2026-27: Full Guide to Tax-Free Savings and Investing
The annual ISA allowance remains at 20,000 pounds. Here is how to use it effectively for savings, investing or...
Finance
The Best ISA Rates in 2025 and How to Make the Most of Your Allowance
With the annual ISA allowance of £20,000 and rates at multi-year highs, this is the guide to making the most o...
Finance
Child Benefit UK 2026: Rates, High Income Tax Charge and How to Claim
Child Benefit rates increased in April 2026 and the High Income Charge threshold was raised. Here is everythin...
Finance
Stamp Duty UK 2026: Rates, First-Time Buyer Relief and How to Calculate Your Bill
The stamp duty thresholds reverted in April 2025. Here are the current SDLT rates and how to calculate your bi...
Finance
Buy-to-Let in 2025: Is the Golden Age Over?
Rising mortgage costs, new regulations, and a changing tax environment are forcing landlords to reassess their...
Finance
UK Interest Rate Forecast 2026: When Will the Bank of England Cut Again?
Markets expect two more Bank of England cuts in 2026. National Herald analyses the inflation data, economic ou...
Finance
How to Start Investing in the UK: A Complete Beginner's Guide for 2025
With inflation eroding savings, more Britons are turning to investing for the first time. National Herald's de...
Finance
UK Mortgage Rates 2026: Should You Fix Now or Wait?
With the Bank Rate at 3.75% and cuts expected, UK homeowners face a critical decision. National Herald analyse...
Finance
Crypto in 2025: After the Storm, What Remains?
Following the collapses and scandals of 2022–23, the cryptocurrency industry is rebuilding — but on very diffe...
Finance
UK Pension Changes 2025: What Every Worker Needs to Know Now
Changes to auto-enrolment, the state pension, and pension tax relief are coming. National Herald explains what...
Finance
Digital Pound: What the Bank of England's CBDC Plans Mean for You
An in-depth National Herald investigation into digital pound....
Finance
How Britain's Tax System Penalises Work and Rewards Wealth
An in-depth National Herald investigation into how britain's tax system penalises work and rewards wealth....
Finance
How to Pay Off Your Mortgage Faster in 2025 — Strategies That Actually Work
With mortgage rates still elevated, overpaying even small amounts can save thousands over the life of a loan. ...
Finance
City of London Post-Brexit: Challenges and Resilience
A National Herald deep-dive into city of london post-brexit....
Finance
UK Property Market 2025: Buy, Sell or Hold?
After two years of price correction, the UK housing market is showing signs of stabilisation — but regional di...
Finance
Interview: The Bank of England's Chief Economist on What Comes Next
An in-depth National Herald investigation into interview....
Finance
The Complete Guide to Working Tax Credit and Child Tax Credit in 2025
Legacy tax credits are being replaced by Universal Credit, but millions still receive them. National Herald ex...
Finance
Crypto in 2025: Has Bitcoin Finally Grown Up?
After cycles of boom and bust, cryptocurrency is maturing as an asset class — but risks remain significant and...
Finance
How to Invest in Index Funds: A Beginner's Complete Guide for UK Investors
Index fund investing is the most powerful wealth-building strategy available to ordinary savers — here is ever...
Finance
FTSE 100 at Record High: The Sectors Driving Britain's Market Renaissance
British equities are outperforming their European peers for the first time in a decade. National Herald invest...
Finance
The Complete Guide to Inheritance Tax in the UK — and How to Legally Reduce Your Bill
Inheritance tax raises more money than ever — but many estates pay more than they need to. National Herald's g...
Finance
Best Savings Accounts UK 2026: Top Rates for Easy Access and Fixed Bonds
Savings rates remain elevated compared to recent history. Here are the best options available right now and ho...
Finance
State Pension 2026: New Rates, Changes, and Who Qualifies
The new state pension rate for 2026-27 has been confirmed. National Herald explains the triple lock, who quali...
Finance
UK Retirement Planning 2026: How Much You Need and How to Get There
How much is enough to retire comfortably in the UK? The answer depends on your lifestyle, location, and how yo...
Finance
Interest Rate Cuts Are Coming — But Will They Actually Help?
National Herald analysis and reporting on interest rate cuts are coming — but will they actually help?....
Finance
Stock Market Basics: Everything a UK Beginner Needs to Know
An in-depth National Herald investigation into stock market basics....
Finance
FTSE 100 Dividend Stocks: The Best Income Investments for UK Investors in 2025
With yields of 4–7% available from blue-chip UK companies, dividend investing has rarely been more compelling....
Finance
UK Personal Tax Allowances and Thresholds 2026-27: Everything You Need to Know
The personal allowance stays frozen at £12,570 for 2026-27. National Herald sets out all the income tax thresh...
Finance
How to Navigate a Recession: Practical Advice for British Households
An in-depth National Herald investigation into how to navigate a recession....
Finance
Tackling Tax Avoidance: Why Every Government Promises and Fails
National Herald analysis and reporting on tackling tax avoidance: why every government promises and fails....
Finance
Child Benefit 2026: New Rates, the High Income Charge Explained
Child Benefit rose in April 2026. National Herald explains the new weekly rates, how the High Income Child Ben...
Finance
Stamp Duty for First-Time Buyers 2026: Thresholds, Relief, and What You'll Pay
Stamp duty thresholds changed in April 2026. National Herald explains exactly how much stamp duty first-time b...
Finance
Tax Reform: What Britain Can Learn From Estonia's Digital Tax System
National Herald analysis of tax reform: what britain can learn from estonia's digital tax system....
Finance
Best UK Savings Accounts 2026: Where to Put Your Money Right Now
With the Bank Rate still above 3.5%, UK savers are earning more than they have in 15 years. National Herald co...
Finance
How to Get on the Property Ladder in 2025 With a Small Deposit
Getting on the property ladder with a 5% or 10% deposit is hard but not impossible. National Herald's guide to...
Finance
The Bank of England's Most Difficult Decision in a Decade
With inflation falling but growth stalling, the Monetary Policy Committee faces a dilemma with no good answer....
Finance
Personal Finance in 2025: A Complete Guide to Building Wealth in the UK
From ISAs and pensions to property and equities — a comprehensive guide to growing your money in today's envir...
Finance
The Truth About Buy Now Pay Later: What UK Consumers Need to Know
Buy Now Pay Later services are used by millions of Britons, but new regulations are coming. Here is what the r...
Finance
Stamp Duty Reform: The Property Tax Change That Could Unlock the Housing Market
National Herald analysis and reporting on stamp duty reform: the property tax change that could unlock the hou...
Finance
The Bank of England's Rate Decision: What Every Investor Needs to Know
With inflation finally returning to target, the pace of rate cuts will define investment returns across every ...
Finance
The FTSE 250: Britain's Hidden Gems for Long-Term Investors
While the FTSE 100 gets all the attention, the FTSE 250 has consistently outperformed over long periods — and ...
Finance
The Great Wealth Transfer: What Happens When Boomers Pass Down Their Assets
An in-depth National Herald investigation into the great wealth transfer....
Finance
The End of Cash? Britain's Journey to a Digital Payment Society
A National Herald deep-dive into the end of cash? britain's journey to a digital payment society....
Finance
State Pension Age Increases: When Will You Get Yours and What Changes Are Coming
The state pension age is 66 now, rising to 67 between 2026 and 2028. National Herald explains who is affected,...
Finance
UK Pension Auto-Enrolment 2026: Are You Saving Enough for Retirement?
Millions of UK workers are auto-enrolled into workplace pensions — but the minimum contributions may not be en...
Finance
The Inheritance Tax Debate: Fairness, Family, and the Future of Wealth Transfer
National Herald analysis of the inheritance tax debate: fairness, family, and the future of wealth transfer....
Finance
The Pension Crisis Nobody Is Talking About
Millions of self-employed and gig economy workers are sleepwalking towards retirement poverty. The system is f...
Finance
The Pension Crisis: Are British Workers Saving Enough for Retirement?
An in-depth National Herald investigation into the pension crisis....
Finance
UK Interest Rate Decision: What the Bank of England's Move Means for You
The Bank of England's latest rate decision affects mortgages, savings, and the wider economy. National Herald ...
Finance
The Super-Rich and Britain: How the Ultra-Wealthy Are Reshaping London
National Herald analysis and reporting on the super-rich and britain: how the ultra-wealthy are reshaping lond...
Finance
The Rise of Sustainable Investing: ESG in British Portfolios
An in-depth National Herald investigation into the rise of sustainable investing....