Truth, Without Favour  ·  Est. 2025
National Herald
Finance

State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement

The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitlement.

Herald Summary
The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitlement.
State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement
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The State Pension increased by 4.1% on 6 April 2026 under the triple lock guarantee.

New Rates 2026-27

Full New State Pension: 230.25 per week (11,973 per year). Requires 35 qualifying National Insurance years.

Basic State Pension (old system): 176.45 per week.

Pension Credit minimum: 218.15 per week for single people.

State Pension Age

Currently 66 for men and women. Rising to 67 between 2026 and 2028.

Checking Your Forecast

Use the Check Your State Pension service on GOV.UK to see your current record and projected entitlement.

Filling NI Gaps

If you have gaps in your National Insurance record from unemployment or time abroad, you may be able to pay voluntary Class 3 contributions to fill them. An extended deadline applies for filling gaps from 2006-07 to 2016-17.

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Amanda Foster, Personal Finance Editor
National Herald · Finance