Results for "households"
74 results found
Finance
Bank of England Set to Cut Rates to 4% in June as Inflation Hits Target
Markets price an 85% chance of a June cut after inflation data undershot forecasts, raising hopes of mortgage rate relie
Economy
UK Inflation Falls to 2.1% in March — Closest to Target in Four Years
Falling energy prices and easing food inflation drove CPI to its lowest level since 2022, increasing pressure on the Ban
Technology
Electric Vehicle Sales Hit Record 42% of New Car Market in March 2026
March's record EV share reflects both the ZEV mandate and a significant reduction in average EV prices, with entry-level
Politics
Council Tax Rises 2026: Which Councils Are Increasing Bills
A full breakdown of which councils are raising bills in 2026 and what it means for households.
Economy
UK Wages Rise 5.2% as Labour Market Stays Resilient Despite Employer NI Rise
Average earnings growth of 5.2% comfortably outpaces inflation, but the Bank of England warns sustained wage growth abov
Economy
Cost of Living April 2026: Energy Bills Fall but Rents Hit New Record High
The latest data shows a clear divergence: homeowners are feeling the cost of living pressure ease while renters face the
Finance
UK Mortgage Rates 2026: When Will They Fall and What to Do Now
With base rate cuts continuing, mortgage rates are falling. Here is what borrowers need to know.
Economy
Why Britain's Housing Crisis Is an Economic Emergency, Not Just a Social One
The failure to build enough homes is costing the UK economy £50 billion per year in lost productivity and misallocated l
Economy
Energy Bills UK 2026: Price Cap Explained and How to Pay Less
The energy price cap sets maximum unit rates for gas and electricity. Here is what it means for your bills.
Economy
Cost of Living 2026: How UK Household Budgets Have Changed in the Past Year
Real wages are rising and inflation is near target, but the cumulative damage of four years of elevated prices means mil
Politics
How Rishi Sunak's Legacy Is Being Judged One Year On
One year after the historic Conservative election defeat, National Herald assesses Rishi Sunak's record, legacy, and wha
Politics
What the 2025 Autumn Budget Means for Working Families Across Britain
We break down every major measure in the Budget and its real-world impact on households earning under £50,000 a year.
Finance
Child Benefit UK 2026: Rates, High Income Tax Charge and How to Claim
Child Benefit rates increased in April 2026 and the High Income Charge threshold was raised. Here is everything you need
Business
Britain's Hospitality Industry Crisis: Why Restaurants and Pubs Are Closing at Record Rates
Record numbers of British restaurants and pubs are closing. National Herald investigates the costs, the causes, and whet
Health
The NHS App Revolution: How Digital Healthcare Is Transforming Your Doctor's Surgery
The NHS app now has 33 million registered users. National Herald examines how digital tools are changing the GP experien
UK News
Universal Credit Changes 2025: The Updates Every Claimant Must Know
The DWP has announced several changes to Universal Credit this year. Here is what every current and potential claimant n
Finance
How to Start Investing in the UK: A Complete Beginner's Guide for 2025
With inflation eroding savings, more Britons are turning to investing for the first time. National Herald's definitive b
UK News
The UK's Food Bank Explosion: How 3,000 Emergency Food Services Changed Britain
Britain now has more food banks than McDonald's restaurants. National Herald traces the rise of emergency food provision
Economy
How Brexit Has Really Changed UK Food and Drink Four Years On
Four years after the Brexit transition ended, National Herald examines the measurable impact on what Britons eat, where
Environment
Why British Summers Are Getting Wetter and Winters Milder — Climate Change Explained
The Met Office confirms British weather is changing measurably. National Herald explains what the data shows and what it
UK News
Everything You Need to Know About the UK Driving Licence Changes in 2025
New rules covering electric vehicles, medical declarations, and provisional licences come into effect this year. Nationa
Economy
UK Inflation Update: Is the Cost of Living Crisis Truly Over?
Headline inflation has returned to near target, but the cost of living crisis has left permanent marks on household fina
Economy
The UK's Fastest Growing Cities in 2025 and What's Driving Them
While London dominates, several regional cities are growing faster than the capital. National Herald maps the UK's emerg
Technology
The Best Broadband Deals in the UK Right Now — and How to Cut Your Bill
Broadband prices vary enormously between providers and are negotiable. National Herald's guide to getting the best deal
Economy
UK Housing Market 2026: Are House Prices Finally Starting to Fall?
UK house prices have stagnated for two years. With mortgage rates still elevated and supply rising, National Herald exam
Finance
How to Pay Off Your Mortgage Faster in 2025 — Strategies That Actually Work
With mortgage rates still elevated, overpaying even small amounts can save thousands over the life of a loan. Here is th
UK News
The UK Benefits System in 2025: What You're Entitled to and How to Claim
Billions of pounds of benefits go unclaimed each year because people do not know they are entitled to them. National Her
Environment
Britain's Water Hosepipe Bans: What to Expect in Summer 2025
With groundwater levels below average and reservoirs at 70% capacity, water restrictions may return this summer. Here is
Business
Why London's Luxury Property Market Is Attracting Global Investors Again
After two years of price falls, prime London property is attracting renewed international interest. National Herald exam
Business
How the National Living Wage Rise Is Affecting Small UK Businesses
The National Living Wage increased to £12.21 per hour in April 2025. National Herald examines the real-world impact on b
Finance
The Complete Guide to Working Tax Credit and Child Tax Credit in 2025
Legacy tax credits are being replaced by Universal Credit, but millions still receive them. National Herald explains how
UK News
UK Energy Bills 2026: What You Should Be Paying and How to Cut Costs
The Ofgem energy price cap for 2026 Q2 has been announced. Here's what it means for your bill — and the most effective s
Technology
Electric Cars in the UK 2025: The Best Models, Charging Costs and Is It Worth Switching?
With ZEV mandates and falling prices, 2025 may be the year to go electric. National Herald's comprehensive guide for UK
Economy
The UK's Fastest-Growing Careers and How to Retrain for Them
Some sectors are experiencing chronic skill shortages while others contract. National Herald maps the fastest-growing UK
Analysis
Net Zero by 2050: The Real Costs, the Real Benefits, and Who Will Pay
Britain has committed to net zero. But the path there is more complex and more expensive than either its advocates or op
Education
The UK Private School VAT: What It Means for Families and the State Sector
The removal of VAT exemption from private school fees is reshaping the education landscape. National Herald examines who
Education
UK Student Loan Repayment: The New Rules and What Graduates Owe
The student loan system was overhauled in 2023 with higher thresholds and longer terms. National Herald explains what gr
Health
Vaping and Teen Health: What UK Parents Really Need to Know in 2025
Teen vaping rates have reached alarming levels in the UK. National Herald examines the health evidence and what the new
Business
The UK Postal Service Crisis: Why Royal Mail Is Struggling and What Comes Next
Royal Mail deliveries have declined as letter volumes collapse. National Herald examines the company's struggles and wha
Economy
How to Save Money on Your Supermarket Shop in 2025 — Expert Tips
Food prices remain significantly higher than before 2021. National Herald's practical guide to reducing your grocery bil
Economy
Energy Bills 2025: What Every UK Household Should Know Right Now
The energy price cap has moved again. National Herald explains what the latest change means for your bills, the support
Finance
How to Navigate a Recession: Practical Advice for British Households
An in-depth National Herald investigation into how to navigate a recession.
Finance
Child Benefit 2026: New Rates, the High Income Charge Explained
Child Benefit rose in April 2026. National Herald explains the new weekly rates, how the High Income Child Benefit Charg
UK News
UK Council Tax Rises 2026: How Much More Will You Pay?
Most English councils are raising council tax by the maximum permitted 4.99% in 2026. National Herald breaks down what t
UK News
The State of British Roads: Why Potholes Are Getting Worse and What Councils Can Do
Britain's roads are deteriorating faster than they can be repaired. National Herald examines why the pothole crisis has
Finance
How to Get on the Property Ladder in 2025 With a Small Deposit
Getting on the property ladder with a 5% or 10% deposit is hard but not impossible. National Herald's guide to every sch
UK News
How to Make Your UK Home More Energy Efficient — Government Grants and DIY Fixes
Grants of up to £7,500 are available for UK homeowners to improve energy efficiency. National Herald's guide to what you
Economy
The Real Reason Britain Has a Housing Shortage — and Why It Won't Be Fixed Quickly
Britain needs 4 million new homes over the next decade. Building them faces obstacles that go far beyond planning law. N
Politics
Scotland's New Independence Strategy: What Happened After the 2024 Election
The SNP's disappointing 2024 result forced a rethink of independence strategy. National Herald examines where the moveme
Technology
The UK Cyber Security Threat: Which Businesses Are Most at Risk in 2025
UK businesses reported record cyber attack attempts in 2024. National Herald examines which sectors face the greatest ri
UK News
Britain's Hidden Gambling Addiction: The Crisis Behind Closed Doors
An estimated 2.5 million Britons are problem gamblers. National Herald investigates the scale of the crisis and the effe
Politics
How Much Do MPs Actually Earn? Salaries, Expenses and Outside Interests
MPs' salaries, expenses, and second incomes remain controversial. National Herald's transparent guide to what your elect
Finance
The Truth About Buy Now Pay Later: What UK Consumers Need to Know
Buy Now Pay Later services are used by millions of Britons, but new regulations are coming. Here is what the rules mean
Technology
Is the UK Tech Sector in Trouble? Inside the London Tech Slowdown
After years of explosive growth, London's tech sector is experiencing a reset. National Herald examines what's changed a
Economy
The Cost of Living Crisis: How Britain's Households Are Really Doing
Official statistics tell one story. The lived experience of millions of families tells another. We examine the true stat
Economy
The Cost of Living: Where Are We Now?
Two years after the crisis peak, household finances are recovering — but the gains are deeply uneven.
UK News
The Complete Guide to Council Tax Reductions and Who Qualifies
Millions of people are entitled to council tax reductions they are not claiming. National Herald's guide to discounts, e
Technology
The UK Electric Vehicle Charging Network: Is It Good Enough?
Britain's public charging network has grown rapidly, but coverage remains patchy. National Herald's regional assessment
UK News
The UK's Best Free Things to Do This Summer — A Region-by-Region Guide
With household budgets stretched, National Herald compiles the best free events, parks, museums, and activities across e
Analysis
The UK Arts and Culture Funding Crisis: Which Organisations Are Closing
Arts Council England's funding decisions have closed theatres, galleries, and arts organisations across the country. Nat
UK News
UK Benefits System 2026: A Complete Guide to What You're Entitled To
From Universal Credit to Child Benefit, Carer's Allowance to Personal Independence Payment — National Herald's complete
Technology
UK Broadband Speeds by Area 2026: Is Yours Holding You Back?
Full fibre broadband now reaches 60% of UK homes. But speeds vary wildly by region. National Herald maps where coverage
Health
Understanding Your NHS Rights: What You're Entitled to as a Patient in England
Most NHS patients do not know their full rights. National Herald's guide to what you are legally entitled to — and how t
Business
What Really Happened to Britain's High Streets — A Ten-Year Post-Mortem
National Herald's definitive account of how the British high street transformed over the past decade, what was lost, and
UK News
The Best Cheap UK Holiday Destinations for 2025 — Better Than Going Abroad
With overseas travel costs rising, the UK's own holiday destinations offer remarkable value. National Herald's regional
Analysis
Child Poverty in Britain: The Shocking Scale and the Policies That Could Change It
4.3 million children in the UK are living in poverty. National Herald examines the data, the causes, and the policies wi
Health
The NHS Dentistry Crisis: Why Millions of Britons Cannot Get NHS Dental Care
An estimated 10 million people in England are unable to access NHS dental care. National Herald investigates the systemi
Education
The Complete Parent's Guide to UK Schools: Ofsted, SATs and Getting the Best Education
Navigating the UK school system can be bewildering. National Herald's comprehensive guide for parents — from school admi
Analysis
The UK's Ageing Population Crisis: Preparing for a Society With More Old People Than Young
By 2040, one in four Britons will be over 65. National Herald examines what this demographic shift means for public serv
Economy
UK Recession 2026: Is Britain Heading Back Into Contraction?
Two consecutive quarters of negative growth would constitute a technical recession. National Herald examines the economi
Analysis
The Full Story Behind Britain's Record Net Migration — What the Numbers Actually Mean
Record net migration headlines obscure a complex picture. National Herald's forensic breakdown of who is coming, why, an
Analysis
Is Working From Home Killing City Centres? The Evidence After Five Years
Five years after the pandemic transformed working patterns, National Herald examines the long-term consequences for UK c
Analysis
Why Are British Workers the Most Stressed in Europe? The Evidence
British workers report among the highest rates of workplace stress in Europe. National Herald examines the causes and wh
Finance
UK Interest Rate Decision: What the Bank of England's Move Means for You
The Bank of England's latest rate decision affects mortgages, savings, and the wider economy. National Herald explains w