Results for "personal finance"
23 results found
Economy
Cost of Living April 2026: Energy Bills Fall but Rents Hit New Record High
The latest data shows a clear divergence: homeowners are feeling the cost of living pressure ease while renters face the
Finance
UK Mortgage Rates 2026: When Will They Fall and What to Do Now
With base rate cuts continuing, mortgage rates are falling. Here is what borrowers need to know.
Finance
State Pension UK 2026: New Amounts, Triple Lock and How to Check Your Entitlement
The State Pension rose by 4.1% in April 2026. Here is what you will receive and how to maximise your entitlement.
Finance
ISA Allowance 2026-27: Full Guide to Tax-Free Savings and Investing
The annual ISA allowance remains at 20,000 pounds. Here is how to use it effectively for savings, investing or buying a
Finance
The Best ISA Rates in 2025 and How to Make the Most of Your Allowance
With the annual ISA allowance of £20,000 and rates at multi-year highs, this is the guide to making the most of your tax
Finance
Child Benefit UK 2026: Rates, High Income Tax Charge and How to Claim
Child Benefit rates increased in April 2026 and the High Income Charge threshold was raised. Here is everything you need
Finance
How to Start Investing in the UK: A Complete Beginner's Guide for 2025
With inflation eroding savings, more Britons are turning to investing for the first time. National Herald's definitive b
Finance
UK Pension Changes 2025: What Every Worker Needs to Know Now
Changes to auto-enrolment, the state pension, and pension tax relief are coming. National Herald explains what they mean
Finance
How to Pay Off Your Mortgage Faster in 2025 — Strategies That Actually Work
With mortgage rates still elevated, overpaying even small amounts can save thousands over the life of a loan. Here is th
Finance
The Complete Guide to Inheritance Tax in the UK — and How to Legally Reduce Your Bill
Inheritance tax raises more money than ever — but many estates pay more than they need to. National Herald's guide to th
Finance
Best Savings Accounts UK 2026: Top Rates for Easy Access and Fixed Bonds
Savings rates remain elevated compared to recent history. Here are the best options available right now and how to choos
Finance
State Pension 2026: New Rates, Changes, and Who Qualifies
The new state pension rate for 2026-27 has been confirmed. National Herald explains the triple lock, who qualifies, how
Finance
UK Retirement Planning 2026: How Much You Need and How to Get There
How much is enough to retire comfortably in the UK? The answer depends on your lifestyle, location, and how you invest y
Finance
UK Personal Tax Allowances and Thresholds 2026-27: Everything You Need to Know
The personal allowance stays frozen at £12,570 for 2026-27. National Herald sets out all the income tax thresholds, rate
Finance
How to Navigate a Recession: Practical Advice for British Households
An in-depth National Herald investigation into how to navigate a recession.
Finance
Child Benefit 2026: New Rates, the High Income Charge Explained
Child Benefit rose in April 2026. National Herald explains the new weekly rates, how the High Income Child Benefit Charg
Finance
Best UK Savings Accounts 2026: Where to Put Your Money Right Now
With the Bank Rate still above 3.5%, UK savers are earning more than they have in 15 years. National Herald compares the
Finance
Personal Finance in 2025: A Complete Guide to Building Wealth in the UK
From ISAs and pensions to property and equities — a comprehensive guide to growing your money in today's environment.
Finance
The Truth About Buy Now Pay Later: What UK Consumers Need to Know
Buy Now Pay Later services are used by millions of Britons, but new regulations are coming. Here is what the rules mean
Finance
State Pension Age Increases: When Will You Get Yours and What Changes Are Coming
The state pension age is 66 now, rising to 67 between 2026 and 2028. National Herald explains who is affected, when chan
Finance
UK Pension Auto-Enrolment 2026: Are You Saving Enough for Retirement?
Millions of UK workers are auto-enrolled into workplace pensions — but the minimum contributions may not be enough for a
Finance
The Pension Crisis Nobody Is Talking About
Millions of self-employed and gig economy workers are sleepwalking towards retirement poverty. The system is failing the
Finance
The Pension Crisis: Are British Workers Saving Enough for Retirement?
An in-depth National Herald investigation into the pension crisis.